Dividends

$0.225 Quarterly

13 consecutive years of paying a dividend to our investors

ROA

1.23% as of 9-30-25

Profitability relative to asset size

ROE

12.48% as of 9-30-25

Rate of return on investment

Book Value

$42.86 as of 9-30-25

Per share accounting value of Bank stock

Capital Ratio

10.57%as of 9-30-25

Percent of Bank capital to average assets

Volunteer Hours

880+

Bank employees donate personal time to many local causes