Dividends

$0.25 Quarterly

14 consecutive years of paying a dividend to our investors

ROA

1.22% as of 12-31-25

Profitability relative to asset size

ROE

12.29% as of 12-31-25

Rate of return on investment

Book Value

$44.19 as of 12-31-25

Per share accounting value of Bank stock

Capital Ratio

10.42%as of 12-31-25

Percent of Bank capital to average assets

Volunteer Hours

880+

Bank employees donate personal time to many local causes